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When to Contact a Roanoke Title Company for Your Home Purchase

by piketitle.com | Jan 13, 2014 | Starting:, Title and Closing

When you begin buying a home in Roanoke, your agent helps with the property search and your lender helps with financing. A title company becomes part of the process as you plan the ownership transfer and settlement. You can ask about closing services and fees before...

How Do Lenders Decide The Maximum Loan Amount That Buyers Can Afford?

by piketitle.com | Jan 13, 2014 | Starting:

As you’ll see in the video, the lenders consider your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. Non-housing expenses include such long-term debts as car or student loan payments, alimony, or...

How Your Agent and Title Company Coordinate Contract Changes

by piketitle.com | Jan 13, 2014 | Starting:, Title and Closing

A Roanoke purchase agreement may change before closing. A repair credit, revised date or other signed amendment needs to reach the people preparing the loan and settlement documents. Your real estate agent and title company play different roles in keeping those...

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